As a poet, but also as a recently retired banker who has been on the other side of this equation and seen this situation with folks who never thought it could happen to them, this piece is quite poignant…lovely work!
Laurence Stacey again shows us what a truly human haiku poet he is. He has captured poignantly the dehumanizing effects of debt, and the humiliation of the debtor being harassed presumably by a bank).
But there is also a delicious sense of humour and irony in the haiku. I can imagine his voice, perhaps deliberately falsetto to imitate his son. And the opening line, "deep in debt" recalls to me another common phrase when we are buried in troubles – being in "deep sh@!"
Such resourcefulness and such humanity makes this poem ultimately for me optimistic. Well worth coming back to again and again. Thank you Laurence!